Retirement is the time to create the life you have dreamed of living – free of the commute, the deadlines, and pressures of professional life. The challenge is finding a way to finance those dreams. Reaching retirement doesn’t matter if you can’t live comfortably for the duration of your post-career years.

The first step to retirement planning is focusing on your big-picture goals. We will sit down with you and gain insight into your unique vision and build a strategy that puts you on a path toward making it a reality. Together, we’ll map out goals, assess risk, and develop a plan that will help you thrive through your retirement years.

As your partners in retirement planning, we will begin our journey together by asking the questions that will guide us toward the right solution for you:

• When and where do you want to retire?
• Will you work part-time, switch careers, cease working entirely?
• When will your partner stop working?
• How do you want to spend your retirement? What activities will you pursue?
• Will you need to provide for members of your family in retirement?
• What do you need to consider as far as long-term care?
• What could derail your plan?

The answers to these questions will vary depending on your unique circumstances and current financial situation. Through our planning process, we will help you build a thoughtful and comprehensive strategy that aligns with your life goals and allows you to commit to the retirement you envision.

Our team has extensive experience and resources to thoroughly evaluate your situation. We find solutions to your retirement planning questions and do our best to alleviate any concerns you may have about your financial future. A few of the benefits of careful planning include:

Making Your Money Last

This is a universal retirement goal—as well as the number one retirement fear. A solid retirement plan can help you feel more confident in living comfortably in retirement without running out of money.

Maintaining Your Standard of Living

You have worked hard, built your wealth, and now you are ready to enjoy the rewards of a fruitful career. We will work with you to maximize your investments, retirement accounts, and social security income so you can maintain the retirement standard of living you desire.

Finding Your Purpose

Many people spend their time and energy preparing for the financial aspect of retirement but neglect to plan for a fulfilling retirement. Retirement is about more than money; it’s about finding joy and purpose beyond the initial surge of well-being and satisfaction that occurs immediately after retirement. We can help you build a holistic strategy that considers and celebrates your life goals and aligns them to your financial goals.

Minimizing Your Risk

Inflation, market shocks, emergency spending and long-term care needs can derail your retirement and threaten the nest egg you have spent years building. We understand the threats and can help you protect and preserve your assets and secure your legacy.

Navigating Healthcare

Retirement today looks different than in previous generations. People are living longer and leading more active lifestyles. A responsible retirement plan must consider the increasing costs of healthcare and long-term care, as well as the need for our money to last for not just a few years, but potentially decades. The increasing costs of healthcare can test the limits of your wealth. We can help you anticipate and potentially alleviate those costs.

Developing Tax Strategies*

Developing a solid strategy to minimize taxes during retirement is essential. We have the resources to help you avoid tax implications that can hurt your financial future.

Read our Retirement Income Challenge white paper to learn more about the challenges prospective retirees face and some of the strategies you can use to meet those challenges and reach out to schedule a consultation appointment with one of our advisors.